Modular & Tiny

If you’ve been thinking about building a modular or tiny home, now is the perfect time to bring that dream to life. Previously progress payments for Tiny Homes and Modular homes, were not an option, meaning clients required alternative finance options for the build, site works and transport. This has recently changed with the introduction of a new finance product.

Why Consider a Modular or Tiny Home?

Whether you’re after a compact, efficient space or a full-sized family home, Summit Modular and Summit Tiny Homes offer high-quality, steel-frame options built in just 16 weeks*.

  • Summit Tiny Homes: Available in 1–3 bedroom configurations, with prices starting from $162,200* from our workers’ accommodation range
  • Summit Modular Homes: Spacious 3–4 bedroom homes, starting from just $268,400*

Benefits of Modular Construction

In addition to affordability and design flexibility, modular homes offer several key advantages:

  1. Faster Build Times
    Homes are typically completed within 16 weeks* from slab down — significantly quicker than traditional building methods.
  2. Cost-Effective
    While transport costs are a factor, modular homes can be more economical in areas where on-site construction is expensive or logistically complexdue to access to local trades. These costs are often offset by savings on rent during the shorter build timeframe.
  3. Reduced Site Disruption
    Off-site construction reduces mess, noise, and disruption to your property and neighbours.
  4. High Quality & Efficiency
    Factory-controlled environments allow for consistent quality, tighter construction standards, and reduced material waste.

Financing Your Summit Build with Keystart’s Modular Home Loan

Historically, financing modular or tiny homes has been a challenge — but Keystart’s Modular Home Loan removes one of the biggest barriers to home ownership, helping you get into a modular home sooner.

With Keystart’s Modular Home Loan, you can:

  • Start with a low 2% deposit
  • Avoid paying lender’s mortgage insurance, saving thousands
  • Pay just $400/month in construction payments while your home is being built
  • Use your First Home Owner Grant (FHOG) toward upfront costs (if eligible)

Who’s Eligible?

Kimberley & Pilbara

  • Property price limit: $860,000
  • Maximum Income Limits:
    • Singles –  $225,000
    • Couples/Families – $285,000

Metro & Regional WA

  • Property price limit:  $860,000
  • Maximum Income Limits:
    • Singles –  $155,000
    • Couples/Families – $228,000

Things to Consider: Site Access

While modular homes offer many benefits, site access is one of the most important factors to confirm before ordering. During your initial consultation, Summit will assess your site to ensure it’s suitable. Flat land and clear access are typically required for safe delivery and installation.

Ready to Get Started?

Find out more and see if you’re eligible for Keystart’s Modular Home Loan — and discover how much you could borrow using their home loan calculator.

Explore Your Options with Summit

Whether it’s a tiny home or a full-sized modular build, Summit has a range of smart, flexible designs to suit your lifestyle, block, and budget. Explore Modular Home designs and Tiny Home designs.

Disclaimer: T&Cs apply, Keystart ACL: 568102.