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Modular Home Finance

MODULAR HOME FINANCING

Finance your Summit Modular Home

Building a Summit Modular Home is ideal for families seeking modern, larger homes in Perth metro, regional or rural WA. With our in-house mortgage broker, Westgate Home Loans, getting the right funding for your modular build has never been easier.

Reach out to our team below to start your Modular home journey.

Enquire Now

How to Get Started

1. Review Your Property and Site Requirements
2. Explore Financing with Westgate
3. Obtain Pre-Approval and Begin Construction

Review Your Property and Site Requirements

Speak with our team to evaluate your land for suitability, access for module delivery, and council or shire approvals. We’ll help ensure your site is ready for a modular build, even in regional or hard-to-reach locations.

Speak to our team

Explore Financing with Westgate Home Loans

Our in-house modular home finance specialists will guide you through tailored loan options, confirm eligibility for the Keystart Modular Home Loan, and provide advice on structuring your finance for both land and construction.

Connect with Westgate

Obtain Pre-Approval and Begin Construction

Once your financing and approvals are secured, you can confidently move forward and start building your modular home, knowing the process is fully supported from start to finish.

Westgate Home Loans, Modular Home Finance Specialists

Westgate Home Loans, Summit Homes Group’s in-house Modular finance specialist, ensures your project runs smoothly:

  • Exclusive tailored loans, including options with a 2% deposit.
  • Construction finance experts working with you and your building consultant to save time and money.
  • Free valuations and credit reports to understand borrowing capacity.
  • Accredited industry specialists for expert guidance throughout your build.

Learn more

Getting Fit for Finance

Buying a Modular Home is exciting — and preparing your finances early can help ensure a smooth path from pre-approval to settlement. We’ve created a practical guide to help you stay on track throughout the finance process. What’s included in our guide:
  • Documents to prepare before your finance meeting
  • Do’s and Don’ts while waiting for formal approval
  • Modular Home-specific tips

Download guide

Keystart Modular Home Loan

  • Stary with a low 2% deposit.
  • Save thousands and avoid lender’s mortgage insurance.
  • Make low $400 monthly payments during construction of your modular home.
  • We can assist eligible buyers with their application for the First Home Owner Grant (FHOG). Please note, with modular builds the FHOG is only accessible once your home is onsite.
  • Keystart also offers a unique progress claims system, meaning payments are released in stages as each milestone of your tiny home build is completed. This provides greater flexibility and transparency compared to many other lenders.
T&Cs apply, Keystart ACL: 568102.

Why Summit Modular Homes Work for You

Efficient Construction – Modules are built off-site and delivered to your property, with completion in around 16 weeks from slab down*.
Cost Savings – Streamlined off-site construction reduces overall build costs.
Versatility of Designs – Flexible layouts for families, investors, or those needing larger homes in areas where traditional builds are expensive or difficult.
Ideal for Regional & Metro WA – Perfect for properties where access, terrain or access to trades makes conventional construction challenging.

Explore designs

Frequently Asked Questions

What is the Keystart Modular Home Loan?

It’s a low-deposit financing option for modular builds, allowing buyers to start construction with just 2% down, avoid lender’s mortgage insurance, and apply for the First Home Owner Grant once their home is onsite. 

Can modular homes be built in regional WA?

Yes. Modular construction is particularly suited for regional properties where traditional builds may be challenging. The Summit Modular team helps navigate council and site requirements to ensure a smooth build.

Can modular homes be built in Perth, WA?

Yes. Modular homes can be built in Perth, provided your site allows sufficient access for delivering and installing the modular sections. Factors such as narrow driveways, tree canopies, or other site limitations may affect suitability. Contact our team, and we’ll help assess your property and guide you through the process.

How long does it take to build a modular home?

Typically, from slab down, a modular home can be completed in around 16 weeks*, as modules are prefabricated off-site and delivered ready for assembly.

Request an appointment

Speak to someone about your plans. Whether you’re considering building, renovating or developing our experts can guide or answer any questions you might have.

08 9317 0141

Head Office & Style Studio

242 Leach Hwy, Myaree WA 6154
Monday – Friday: 8am – 5pm
Saturday: 9am – 2pm
Sunday: Closed

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