TINY HOME FINANCE SOLUTION
Explore Your Tiny Home Options
Contact our team to discuss whether a Summit Tiny Home is the right fit for your lifestyle and property, including site assessment and council or shire requirements.
Tiny Home Finance
Owning a Summit Tiny Home is now more accessible than ever. Whether you’re downsizing, creating a holiday retreat in regional WA, or adding an Airbnb for extra income, expert guidance from Westgate Home Loans and the Keystart Modular Home Loan can help you take the first step toward your tiny living dream.
Reach out to our Tiny Homes team below to get started.
Westgate Home Loans, Your Tiny Home Finance Mortgage Broker
As Summit Homes Group’s in-house mortgage broker, Westgate Home Loans takes the stress out of financing your new home. With direct access to your building team, they provide:
- Tailored loan solutions, with options as low as a 2% deposit.
- Free valuations and credit reports to understand your borrowing capacity.
- Construction finance expertise — your Westgate consultant collaborates with your building team to save time and costs.
- Industry accreditation for peace of mind every step of the way.
Getting Fit for Finance
Buying a tiny home is exciting — and preparing your finances early can help ensure a smooth path from pre-approval to settlement. We’ve created a practical guide to help you stay on track throughout the finance process. What’s included in our guide:
- Documents to prepare before your finance meeting
- Do’s and Don’ts while waiting for formal approval
- Tiny Home-specific tips
How to Get Started
1. Explore Your Tiny Home Options
2. Connect with Westgate Home Loans
3. Secure Pre-Approval and Begin Your Build
Connect with Westgate Home Loans
Our in-house finance specialists will guide you through tailored loan options and help determine your eligibility to secure finance, or application for a Keystart Modular Home Loan, including support for land purchases if needed.
Secure Pre-Approval and Begin Your Build
With financing in place, you can move forward confidently and start creating your tiny home.
Keystart Modular Home Loan
Keystart Modular Home Loan is now available for Tiny Homes in WA, helping remove barriers to ownership:
- Begin with a 2% deposit.
- Avoid lender’s mortgage insurance, potentially saving thousands.
- Make low $400 monthly payments during construction.
- We can assist eligible buyers with their application for the First Home Owner Grant (FHOG). Please note, with modular builds the FHOG is only accessible once your home is onsite.
- Keystart also offers a unique progress claims system, meaning payments are released in stages as each milestone of your tiny home build is completed. This provides greater flexibility and transparency compared to many other lenders.
T&Cs apply, Keystart ACL: 568102.
Why Summit Tiny Homes Are Perfect for You
- Fast Delivery – Complete your tiny home in just 16 weeks from slab down*.
- Flexible Lifestyle Options – Ideal for downsizing, secondary family dwellings, holiday homes, or worker/accommodation rentals.
- Smart Investment Potential – With high rental appeal and minimal maintenance, tiny homes are a savvy investment for homeowners and property investors alike.
- Cost-Effective Living – Tiny homes are an affordable alternative to traditional housing, with lower construction and ongoing costs.
Frequently Asked Questions
Can I use Keystart’s Modular Home Loan for a Tiny Home?
Yes. Tiny homes are classified as Modular, as they are built off-site in a factory and then transported to your property. This makes them eligible for the Keystart Modular Home Loan, including in regional WA.
Does Westgate Home Loans provide support during construction?
Absolutely. Westgate works closely with you and your building consultant from pre-approval to project completion, ensuring a smooth, efficient, and cost-effective process.
Where can I place a Tiny Home?
Tiny homes can be built on land you already own or land you’re planning to purchase. If you need help financing the purchase of a block, Westgate Financial Services can assist with financing land as part of your loan.
Is my land suitable for a Tiny Home?
Tiny Homes can be placed in Perth Metro, regional, and rural WA. Suitability depends on your site and council requirements. Your block must allow sufficient access for lifting the tiny home into place. Limited access (e.g., narrow driveways or tree canopies) may affect feasibility. Our team can guide you through council and shire regulations to ensure your site is suitable.
Request an appointment
Speak to someone about your plans. Whether you’re considering building, renovating or developing our experts can guide or answer any questions you might have.
Head Office & Style Studio
242 Leach Hwy, Myaree WA 6154
Monday – Friday: 8am – 5pm
Saturday: 9am – 2pm
Sunday: Closed
Speak to someone about your plans
Whether you’re considering building, renovating or developing our experts can guide answer any questions you might have.
Head Office & Style Studio
242 Leach Hwy, Myaree WA 6154
Office Hours:
Monday to Friday: 8am – 5pm
Saturday: 9am – 2pm
Sunday: Closed
Call Us:
08 9317 0141
